Disclaimer + Privacy Policy


This column is intended for general informational and educational purposes only and is not a substitute for any financial, medical, legal, or other professional advice–or any advice regarding the reader’s specific situation. The reader is encouraged to consult with the appropriate professionals before taking any action, or making any decision, based on this column.

Neither Kim Crayton, nor anyone else who contributes to, works on, supports or is associated with this column in any way, is responsible or liable for the outcomes or consequences that may result from any action or omission by the reader. She makes no guarantee or warranty of any kind regarding any such outcomes or consequences or the accuracy, reliability, availability or completeness of any content of this column. The reader’s use of this column is solely at the reader’s risk, and the reader is solely responsible for their action or inaction.

Privacy Policy

Your privacy matters to us. We are committed to safeguarding your personal information and ensuring that your data remains confidential. Any information collected from you will be used solely for the purpose of delivering our site content to you and/or providing the services you've requested, and will never be shared with third parties without your explicit consent. We employ strict security measures to protect your data from unauthorized access or disclosure. If you have any concerns or questions about our privacy practices, please feel free to contact us.